Lower bills · No savings, no fee
Paid every month. Read by nobody.
I read your app, software, phone and card bills line by line and show you what you pay for and don’t use. You decide. You make every change.
The first visit is free: 30 minutes at your place. You leave with the first three things I’d fix. No obligation.
Blake Porterfield Fisher College of Business, Ohio State, 2015
As seen in The Intelligencer and The Times Leader
Local · In person · No commissions
What I read
Eight bills where money hides.
- 01Software and appsSubscriptions nobody uses
- 02Card processing and POSJunk fees and the effective rate
- 03Phone and internetPromotions that ended
- 04Website and hostingA plan bigger than the site needs
- 05Domains and emailSeats for people who left
- 06Booking and schedulingFeatures you never switched on
- 07Marketing toolsContracts that renew themselves
- 08Cloud storageTwo services holding the same files
Example
One statement. Five questions.
A made-up card statement, read the way I read yours.
Card processing, monthly
- Card sales, 1,236 transactions$18,420.00
- Qualified, 1.79% of $9,840$176.14
- Mid-qualified, 2.59% of $4,960$128.46
- Non-qualified, 3.49% of $3,620$126.34
- Transaction fees, 1,236 at $0.15$185.40
- Card network fees$36.84
- Batch fees, 30 at $0.25$7.50
- Monthly statement fee$14.95negotiable
- PCI non-compliance fee$29.95avoidable
- Terminal lease$69.00check the end date
- Regulatory fee$4.95ask what this is
- Total fees$779.53
- Effective rate, fees ÷ sales4.23%over 4%: a hard look
How it works
Three steps. You decide.
You bring the bills.
Files or paper. Never your logins.
I read every line.
One page back: what to cancel, downgrade or switch.
You make the calls.
I write the script and check the next statement.
No savings, no fee.
A share of what you save in the first year, capped, and agreed in writing before I start. No savings, no fee.
I take no commissions from any company whose prices I compare.
What to bring
Files or paper. Never your logins.
Tick what you have. Nothing here is sent anywhere.
I never take
- Passwords, PINs or codes
- Full card numbers
- Signed blank forms
- Authority to sign for you
0 of 5 ready
Fair questions
Before you hand me a statement.
What if you find nothing?
Then I tell you so, in writing, with a list of what I checked, and you owe nothing.
What counts as savings?
The difference between what you paid over the last twelve months and the new price a statement shows, counted for twelve months. A price cut your current company makes to keep you counts. A change you decide against doesn’t.
What happens to my statements?
I use them only to compare your prices, and I never share them. Black out the account numbers first if you like. I don’t need them.
Are you an accountant?
No. I’m not a CPA or an attorney. I read bills and contracts and hand you the questions, the evidence and the words. You make the call.
Bring one bill. Leave with the questions.
30 minutes, at your place or on the phone. A card statement is a good start.
Blake Porterfield St. Clairsville, Ohio